CA Nimesh R Hariya · Virtual CFO · Ahmedabad

A finance leader for your business, without a full-time CFO

Virtual CFO services for startups, SMEs and growing enterprises: financial planning, cash-flow control, MIS, fundraising support and compliance, led by a Chartered Accountant who answers for the numbers.

  • ICAI member since 2015
  • FCA · CS · LLB · DISA
  • 11+ years in practice
  • ICAI FRN 140587W
CA Nimesh R Hariya, Chartered Accountant and Virtual CFO
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What a Virtual CFO does for your business

Five areas where a senior finance lead changes how a business is run. Pick one to see what we deliver.

A plan the whole business can run on

Annual budgets, targets and a rolling forecast, so decisions on hiring, pricing and spending are made against numbers rather than instinct.

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  • Budget and forecast aligned to your growth plan
  • Monthly budget-versus-actual review with explained variances
  • Margin and unit-economics analysis by product, service or branch

Know your cash position before it becomes a problem

A regular cash-flow forecast and a management report you can read in minutes, built from your own books.

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  • 13-week and 12-month cash-flow forecasts
  • Monthly MIS with the KPIs that matter for your business
  • Receivables, payables and working-capital follow-up

Be ready when a bank or investor asks

Project reports, CMA data, financial models and documentation for bank finance and investor conversations.

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  • Project reports and CMA data for bank finance
  • Financial projections with clearly stated assumptions
  • Document checklists before you approach lenders or investors

Compliance that is tracked, not chased

Income Tax, GST and ROC obligations sit on one calendar with a named owner, so notices and penalties are not a surprise.

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  • One compliance calendar across Income Tax, GST and company law
  • Books kept audit-ready through the year
  • Representation before tax departments through our litigation team

Numbers your board and investors can trust

Clear, consistent reporting packs for directors, partners, lenders and investors.

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  • Board and investor MIS packs on a fixed calendar
  • Reconciled numbers that tie back to the books
  • One point of contact who answers for the figures

Where should a Virtual CFO start in your business?

Answer four quick questions. You get a suggested starting point, and you can send it to me on WhatsApp so our first call starts from your situation. Nothing is stored on this page.

How a Virtual CFO engagement works

A clear start, then a regular rhythm you can hold us to.

Diagnose

We review your books, MIS, cash position and compliance status, and agree what needs fixing first.

Set the plan

We agree a budget, targets, KPIs and a reporting calendar that fit your business.

Run the rhythm

Monthly MIS review, cash forecast and compliance tracking, with decisions and actions recorded.

Raise and report

Bank finance, investor conversations and board reporting, supported by numbers that tie to the books.

CA Nimesh R Hariya, Virtual CFO

CA Nimesh R Hariya

FCACSLLBM.Com.DISA (ICAI)RA (SEBI)

Our Virtual CFO services give business owners the confidence to focus on their core business while we manage financial planning, fundraising, and compliance.

Chartered Accountant and member of ICAI since 2015, with 11+ years of experience providing Virtual CFO services to startups, SMEs and enterprises. As Founder of Nimesh Hariya & Associates, he leads the firm's Virtual CFO practice and also builds practical software and AI tools for finance teams.

Virtual CFO Insights

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Latest insights

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Questions about Virtual CFO services

What is a Virtual CFO?

A Virtual CFO is an experienced finance professional who acts as your part-time or outsourced chief financial officer. You get planning, cash-flow management, reporting and funding support without the cost of a full-time hire.

How is a Virtual CFO different from my accountant or CA?

An accountant records transactions and files returns. A Virtual CFO uses those numbers to plan, forecast, advise on decisions and report to owners, lenders and investors. We also handle compliance, so the numbers and the advice come from one team.

Which businesses need a Virtual CFO?

Startups preparing to raise funds, SMEs that have outgrown bookkeeping, and established companies that want senior finance guidance without a full-time CFO. If you decide on cash, pricing, hiring or funding without reliable monthly numbers, it is worth a conversation.

Can you help us raise funds or bank finance?

Yes. We prepare project reports, CMA data, projections and documentation, and help you approach lenders and investors. We cannot guarantee that funding is sanctioned, because that decision belongs to the lender or investor.

What does it cost and how long is the commitment?

Fees depend on the size of your business and the scope, so we do not quote from a template. The first consultation is free and ends with a written proposal covering scope, deliverables and fees.

Is my financial data confidential?

Yes. We work under the professional confidentiality obligations of Chartered Accountants, and we agree how your data is shared and accessed at the start of the engagement.

Do you also advise on AI for finance teams?

Yes. CA Nimesh also helps finance teams adopt practical AI assistants and automation. See the AI consulting site for details.

How do I get started?

Book a free consultation using the button on this page, or message on WhatsApp. You can also take the four-question check above and send the result.

Get a CFO's view of your numbers

Book a free consultation. We will review where you stand on cash, reporting and compliance, and you leave with a clear next step.

Prefer to talk? +91 94290 01217 · support@canimesh.com

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